Meet Grit

Michelle

Hi, I’m Michelle. I’m a Chartered Accountant with 20 years of experience, but I’ve never believed that being a good accountant is just about getting the tax right.

I’ve spent part of my career working inside businesses and part of it advising them, so I’ve had the benefit of sitting on both sides of the desk. I understand that when you’re running a business, the numbers aren’t theoretical — they affect the decisions you make, the people you employ, the cash in the bank and sometimes how well you sleep at night.

Of course, tax and compliance are a big part of what I do. But for me, that’s where the conversation starts, not where it ends.

I enjoy working with business owners who know their numbers but want to understand them better. I like asking questions, digging deeper and challenging the obvious answer. I’m particularly interested in business and investment structures and finding solutions that make sense not just from a tax perspective, but for the bigger picture.

I don’t believe in doing something a certain way simply because “that’s how it’s always been done.” I like to think outside the box, explore what’s possible and find the right answer rather than simply the standard one.

That’s a big part of why I started Grit — I wanted to build the kind of accounting firm I would have wanted advising me when I was sitting on the other side of the desk.

Hi, my name is Famiza and I am an experienced Accountant with 25 years of tax experience. I did not choose tax accounting because I love rules — I chose it because I enjoy solving problems that make life easier for people.

I have helped individuals, small businesses, and corporations navigate the ever-changing (and often overwhelming) world of tax. From straightforward returns to complex multi-entity filings, audits, and long-term planning — I have been there, and I still genuinely enjoy the challenge.

I have always believed that good accounting is not just about numbers — it is about trust, timing, and clarity. My goal is not just to “get it done,” but to help clients feel informed and in control of their finances, especially during high-pressure periods like tax season or audits.

What makes this work rewarding for me is building relationships — understanding what keeps a business owner up at night, helping them avoid surprises, and supporting smarter decisions with a clear, practical approach. I have worked across all kinds of scenarios, but my heart is especially in small business strategy, where I can see the direct impact of good advice and thoughtful planning.

Yes, I am meticulous. Yes, I hit deadlines. But more than that, I bring calm where there is stress, and strategy where others might only see forms and figures.

At the end of the day, tax is just the language — what I really do is help people make sense of it.